Perpustakaan Digital ITB

Saving plays an important role both for individuals and nation. Saving can helps fulfil the planned expenditure and cover the unexpected expense. Saving also plays an important role in economic growth and development. In the phenomenon of unstable and unpredictable economy, saving is really needed since it can help to cover up the unexpected income loss. Saving can also help to protect the nation from economic downturn and financial crisis. This kind of unpredictable financial situation could happen and faced by the younger generation in the future. Conducting research that discussed about saving behaviour of young adults is important since young adults are going to be the backbone of the future economy. Therefore, this research aims to examine the relationships between several determinants on saving behaviour of young adults in West Java. The survey data that consists of 294 respondents was processed using Multiple Linear Regression with SPSS tools. The findings show that financial literacy does not have a significant relationship with saving behaviour while peer influence and self-control have positive significant relationship with saving behaviour of young adults in West Java.