Perpustakaan Digital ITB

Universal Health Coverage (UHC), as defined by the World Health Organization (WHO) in 2023, aims to provide quality healthcare access for every people without having a financial trouble. Indonesia strives for UHC, targeting improved service access, reduced financial barriers, and better medical supply availability. However, many young adults lack health coverage due to limited access to insurance. Though they know the importance of health coverage, some young adults struggle with the health insurance registration and paying the premium of the insurance. This study aims to analyze health insurance knowledge and perception among young adults, particularly active students at Bandung Institute of Technology with the difference in age ranges available and different faculty focus. This research was a descriptive cross-sectional study with 380 respondents. Data collection was done in March – July 2023, with the subject of study is ITB students with inclusion criteria: an active student, within the age range of 18-26. The main finding of this study includes their ownership of health insurance, the reasons for them to have one, and their level of knowledge and attitude towards health insurance. The result shows a moderate knowledge across most of respondents (38.43%), with an insignificant difference both in the age range category and faculty category (p = 0.290; p = 0.06). Similarly, neutral attitudes were shown the most as the result across most of respondents (55.5%), with an insignificant difference in both age range category and faculty category (p = 0.347; p = 0.250).