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Undergraduate Theses from JBPTITBPP / 2012-07-02 16:31:46
Oleh : FIRRA ASTRIA NOEZAR (NIM 19007107); Pembimbing: Deddy P. Koesrindartoto, Ph.D., School of Business and Management
Dibuat : 2010, dengan 7 file

Keyword : house mortgage, consumer credit, collectability level, empirical study, multiple regressions

The objective of this research is to analyze the application approval in Bank X, also to find the criteria to determine which one is expected to be good, which one is expected to be bad, and which one is expected to be doubted, and so on based on credit risk management. The importance of this research is to avoid any bank losses caused by credit analysis faulty. This research is hopefully can help the bank performance in house mortgage. This research is using multiple regression with stepwise method to find the significant variables and build it to statistical credit scoring model. After inputing the 28 independent variables into SPSS 17, it is shown that only 5 significant variable that can predict the dependent variable or collectability level with good accuracy.

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