Path: TopS1-Final ProjectSchool of Business and Management2007

IMPLEMENTATION ANALYSIS ON RISK MANAGEMENT AT BANK TABUNGAN PENSIUNAN NASIONAL BANDUNG

Undergraduate Theses from JBPTITBPP / 2011-05-11 18:00:59
Oleh : Aditya Prabowo (NIM 19004107), School of Business and Management
Dibuat : 2007-08-08, dengan 7 file

Keyword : BTPN, Risk Management, Risk Identification, Risk Measurement, Risk Mitigation
Subjek : Business and Management
Kepala Subjek : Management

ABSTRAK:



Perkembangan dunia usaha pada lingkup perbankan semakin meluas yang diikuti oleh semakin banyaknya risiko-risiko yang harus di tangani oleh Bank. Seiring dengan kondisi eksternal perbankan yang makin diresahkan oleh risiko yang mengancam, Bank Indonesia melalui peraturan no 5/8/PBI/2003 mewajibkan kepada setiap bank untuk memiliki sistem manajemen risiko di tempatnya. Bank BTPN dalam sasaran jangka pendek 2006-2008 ingin menjadi bank ritel yang memiliki kekuatan secara finanial, modal dan manajemen untuk menunjang penerapan manajemen risiko(Basel II) yang sesuai dengan regulasi Bank Indonesia.



Semenjak tahun 2005, BTPN telah melakukan beberapa proses penerapan manajemen risiko dan masih berjalan hingga sekarang. Diantaranya adalah pembentukan Komite Manajemen Risiko, perubahan struktur organisasi, pembentukan Komite Audit serta Komite Pengendalian Risiko. Keberadaan dari manajemen risiko yang telah ada di BTPN ini haruslah dievaluasi dan di analisis mengingat sasaran jangka pendek BTPN, yaitu mengimplementasi Basel II sudah harus terlaksana pada awal tahun 2008.



Dalam menganalisis penerapan dari sistem manajemen risiko yang sedang berjalan, penulis menggunakan analisis perbandingan melalui parameter profil risiko triwulan IV tahun 2005 dengan triwulan IV tahun 2006. Parameter profil risiko diklasifikasikan menurut levelnya apakah Low, Moderate, atau High. Dari analisis profil risiko juga dapat diketahui trend dari eksposur risiko yang terdapat di BTPN, apakah cenderung naik, stabil, atau turun.

Deskripsi Alternatif :

ABSTRACT:



The development of business world at banking scope has increasingly extends followed by increasingly many risks which must be handle by Bank. Along with condition of external banking that is fidgety by threaten risk, Indonesia Bank through regulation of no 5/8/PBI/2003 obliging to every bank to have a risk management system in their places. BTPN in their short term target 2006-2008 is planning to be retail bank which have a strength condition in financial, capital and management to support the implementation of risk management (Basel II) which suit to regulation of Indonesia Bank.



As of the year 2005, BTPN has executed some processes of risk management implementation and still run until now. For instance, they had formed Risk Management Committee, changing in organization structure, formed Audit Committee and Risk Control Committee. The existence of risk management which has been implemented in BTPN shall be evaluated and analysis due to BTPN short term target, that is, the implementation Basel II which has to be executed in the early year 2008.



To do an implementation analysis in risk management system that is being run, writer applies comparative analysis through risk profile parameter quarter IV the year 2005 and quarter IV the year 2006. Risk profile parameter is classified according to its level whether it is Low, Moderate, or High. From risk profile analysis, the trend from risk exposure which existed in BTPN could also be identified, whether the trend is rising, stable, or downwards.

Copyrights : Copyright (c) 2007 SBM ITB, Information Dissemination Right @ 2007 ITB Central Library, Jl. Ganesha 10 Bandung, 40132, Indonesia. Verbatim copying and distribution of this entire article is permitted by author in any medium, provided this notice is preserved.

Beri Komentar ?#(0) | Bookmark

PropertiNilai Properti
ID PublisherJBPTITBPP
OrganisasiS
Nama KontakUPT Perpustakaan ITB
AlamatJl. Ganesha 10
KotaBandung
DaerahJawa Barat
NegaraIndonesia
Telepon62-22-2509118, 2500089
Fax62-22-2500089
E-mail Administratordigilib@lib.itb.ac.id
E-mail CKOinfo@lib.itb.ac.id

Print ...

Kontributor...

  • Pembimbing: Sudarso Kaderi Wiryono, Dr., Ir.



    Scanner: Arnaz Driyastika M.



    (2007-12-07), Editor: driyastika

File PDF...